There is something to be said about Banking in the United States and it’s relations with consumers. Sometimes you get banks that are pretty friendly to consumers and are principled when it comes to implementing fees. The where, whens, whys and hows are very important. For example recently Bank of America decided to increase fees on credit cards for no apparent reason at all. The only way you can opt out of those fees is to give in your Bank of America credit card. As Thriftychicks we’ve had our limit with Bank of America and will not take it anymore. We’re angry. Read our guide on Bank of America here.